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SecurityOverview

Security Overview

Introduction

Earna AI implements comprehensive security measures aligned with SOC2 Type II requirements, ensuring the protection of sensitive financial data and maintaining the highest standards of information security.

Security Framework

SOC2 Trust Service Criteria

Security (Common Criteria)

  • Firewalls and network segmentation
  • Intrusion detection and prevention
  • Multi-factor authentication
  • Encryption at rest and in transit
  • Regular security assessments

Availability

  • 99.9% uptime SLA
  • Redundant infrastructure
  • Disaster recovery procedures
  • Load balancing and auto-scaling
  • Regular backup testing

Processing Integrity

  • Data validation controls
  • Transaction monitoring
  • Error handling procedures
  • Reconciliation processes
  • Audit trails

Confidentiality

  • Data classification
  • Encryption standards
  • Access restrictions
  • Non-disclosure agreements
  • Secure disposal procedures

Privacy

  • Privacy policy compliance
  • Consent management
  • Data minimization
  • Right to erasure
  • Cross-border data transfers

Security Architecture

Defense in Depth

// Security layers implementation interface SecurityLayer { name: string controls: SecurityControl[] monitoring: MonitoringConfig alerts: AlertConfig[] } const securityArchitecture: SecurityLayer[] = [ { name: 'Perimeter', controls: [ { type: 'WAF', provider: 'Cloudflare' }, { type: 'DDoS Protection', provider: 'Cloudflare' }, { type: 'Rate Limiting', threshold: '100 req/min' } ], monitoring: { metrics: ['request_rate', 'error_rate', 'latency'], dashboard: 'perimeter-security' }, alerts: [ { metric: 'error_rate', threshold: 0.05, severity: 'high' }, { metric: 'request_rate', threshold: 1000, severity: 'medium' } ] }, { name: 'Application', controls: [ { type: 'Authentication', method: 'OAuth2 + MFA' }, { type: 'Authorization', method: 'RBAC' }, { type: 'Input Validation', framework: 'Zod' }, { type: 'CSRF Protection', implementation: 'Double Submit Cookie' } ], monitoring: { metrics: ['auth_failures', 'unauthorized_access', 'validation_errors'], dashboard: 'application-security' }, alerts: [ { metric: 'auth_failures', threshold: 5, severity: 'high' }, { metric: 'unauthorized_access', threshold: 1, severity: 'critical' } ] }, { name: 'Data', controls: [ { type: 'Encryption at Rest', algorithm: 'AES-256-GCM' }, { type: 'Encryption in Transit', protocol: 'TLS 1.3' }, { type: 'Key Management', service: 'Google KMS' }, { type: 'Data Masking', fields: ['ssn', 'account_number'] } ], monitoring: { metrics: ['encryption_failures', 'key_rotation', 'data_access'], dashboard: 'data-security' }, alerts: [ { metric: 'encryption_failures', threshold: 1, severity: 'critical' }, { metric: 'unusual_data_access', threshold: 'anomaly', severity: 'high' } ] } ]

Key Security Controls

1. Infrastructure Security

ControlImplementationFrequency
Network SegmentationVPC with private subnetsContinuous
Firewall RulesGCP Firewall, iptablesContinuous
IDS/IPSCloud Armor, FalcoReal-time
Vulnerability ScanningQualys, OWASP ZAPWeekly
Patch ManagementAutomated OS updatesMonthly

2. Application Security

ControlImplementationFrequency
Code ReviewGitHub PR reviewsEvery commit
Static AnalysisSonarQube, SemgrepEvery build
Dynamic TestingOWASP ZAP, Burp SuiteWeekly
Dependency ScanningSnyk, DependabotDaily
Container ScanningTrivy, ClairEvery deployment

3. Data Security

ControlImplementationStandard
Encryption at RestAES-256-GCMFIPS 140-2
Encryption in TransitTLS 1.3PCI DSS
Key ManagementGoogle KMSSOC2
Data Classification4-tier systemInternal
Backup EncryptionAES-256-CBCSOC2

4. Access Control

ControlImplementationPolicy
AuthenticationOAuth2 + MFARequired for all users
AuthorizationRBAC with permissionsLeast privilege
Session ManagementJWT with refresh tokens30-day expiry
Password Policy12+ chars, complexity90-day rotation
Privileged AccessPAM solutionTime-limited

Security Operations

Security Incident Response

// Incident response workflow enum IncidentSeverity { CRITICAL = 'P1', // Data breach, system compromise HIGH = 'P2', // Unauthorized access, service disruption MEDIUM = 'P3', // Policy violation, suspicious activity LOW = 'P4' // Minor security issues } interface IncidentResponse { severity: IncidentSeverity detection: string containment: string[] eradication: string[] recovery: string[] lessons: string[] timeline: { detected: Date contained: Date resolved: Date } } const incidentResponsePlan = { [IncidentSeverity.CRITICAL]: { responseTime: '15 minutes', team: ['Security Lead', 'CTO', 'Legal', 'PR'], actions: [ 'Isolate affected systems', 'Preserve evidence', 'Notify executives', 'Engage forensics team', 'Prepare disclosure' ] }, [IncidentSeverity.HIGH]: { responseTime: '1 hour', team: ['Security Lead', 'DevOps Lead'], actions: [ 'Assess scope', 'Implement containment', 'Review logs', 'Apply patches' ] } }

Continuous Monitoring

# Security monitoring configuration monitoring: siem: platform: "Splunk Cloud" data_sources: - application_logs - infrastructure_logs - security_events - audit_trails alerts: - name: "Multiple Failed Logins" query: "failed_login_count > 5 within 5m" severity: high action: block_ip - name: "Data Exfiltration" query: "outbound_data > 100MB" severity: critical action: alert_security_team - name: "Privilege Escalation" query: "role_change to admin" severity: high action: require_approval dashboards: - security_overview - threat_intelligence - compliance_status - incident_metrics

Compliance Certifications

Current Certifications

  • SOC2 Type II - In progress (Q1 2025)
  • PCI DSS Level 2 - Planned (Q2 2025)
  • ISO 27001 - Planned (Q3 2025)

Compliance Roadmap

Security Policies

Information Security Policy

  • Annual review and updates
  • Employee acknowledgment required
  • Covers data handling, acceptable use, incident response

Data Retention Policy

  • Transaction data: 7 years
  • Audit logs: 3 years
  • User data: As per consent or legal requirement
  • Secure disposal procedures

Vendor Management Policy

  • Security assessments for all vendors
  • Annual reviews
  • Data processing agreements
  • Right to audit clauses

Business Continuity Plan

  • RTO: 4 hours
  • RPO: 1 hour
  • Quarterly DR drills
  • Documented recovery procedures

Security Training

Employee Training Program

TopicFrequencyAudience
Security AwarenessOnboarding + AnnualAll employees
Phishing SimulationQuarterlyAll employees
Secure CodingBi-annualDevelopers
Incident ResponseQuarterlySecurity team
Compliance TrainingAnnualRelevant teams

Security Champions Program

  • Designated security champions per team
  • Monthly security meetings
  • Quarterly security challenges
  • Annual security conference attendance

Security Metrics & KPIs

Key Performance Indicators

interface SecurityKPIs { meanTimeToDetect: number // Target: < 1 hour meanTimeToRespond: number // Target: < 4 hours patchingCompliance: number // Target: > 95% vulnerabilitiesOpen: number // Target: < 10 critical securityTrainingCompletion: number // Target: 100% phishingTestFailureRate: number // Target: < 5% auditFindingsOpen: number // Target: 0 critical incidentsPerMonth: number // Target: < 5 } const currentMetrics: SecurityKPIs = { meanTimeToDetect: 45, // minutes meanTimeToRespond: 180, // minutes patchingCompliance: 98, // percentage vulnerabilitiesOpen: 3, // count securityTrainingCompletion: 95, // percentage phishingTestFailureRate: 3, // percentage auditFindingsOpen: 0, // count incidentsPerMonth: 2 // average }

Security Contacts

Security Team

External Contacts

  • Security Auditor: [Audit Firm Name]
  • Forensics Team: [Forensics Provider]
  • Legal Counsel: [Law Firm]

Reporting Security Issues

Next Steps

  1. SOC2 Compliance - Detailed SOC2 requirements
  2. Data Protection - Encryption and data security
  3. Access Control - Authentication and authorization
  4. Incident Response - Response procedures
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